ACH: Cheques/EFTS

Year	Month	Credit (Efts) Volumes	Credit (Efts) Values (Kshs Billions)	Debit (Cheques) Volumes	Debit (Cheques) Values (Kshs Billions)

2013	March	749,625	32.773	1,378,788	167.486
2013	February	735,678	33.669	1,524,254	176.727
2013	December	964,251	44.003	1,501,680	201.362
2013	November	874,233	37.03	1,535,188	193.938
2013	October	855,153	40.026	1,673,173	210.743
2013	January	731,815	32.756	1,584,743	189.553
2012	September	690,265	29.929	1,450,130	171.611
2012	August	744,841	33.796	1,521,410	179.788
2012	July	765,057	33.18	1,666,533	189.698
2012	June	757,720	30.09	1,499,067	172.956
2012	May	841,365	33.099	1,663,494	193.845
2012	April	694,789	29.289	1,383,226	171.953
2012	March	842,732	31.955	1,546,713	183.184
2012	February	771,052	29.181	1,547,756	174.173
2012	December	830,064	37.456	1,410,254	176.115
2012	November	905,727	33.69	1,554,229	183.415
2012	October	766,378	35.406	1,688,971	198.146
2012	January	651,223	26.679	1,525,497	174.963
2011	September	810,542	31.494	1,599,541	186.105
2011	August	781,333	30.384	1,513,426	177.079
2011	July	728,575	26.996	1,541,320	169.02
2011	June	817,257	28.102	1,496,077	166.656
2011	May	782,843	28.805	1,642,091	181.262
2011	April	661,782	25	1,342,346	147
2011	March	884,169	31	1,644,292	181
2011	February	787,600	27	1,508,085	157
2011	December	842,276	34.3	1,453,730	176.384
2011	November	973,416	30.209	1,528,866	184.321
2011	October	714,903	29.253	1,420,320	170.37
2011	January	753,271	24	1,508,767	155
2010	September	1,052,105	30	1,597,633	163
2010	August	930,451	27.794	1,425,437	148.091
2010	July	763,603	25.067	1,554,241	153.604
2010	June	756,470	22.346	1,422,419	137.294
2010	May	882,688	26.631	1,516,887	147.481
2010	April	890,953	26.963	1,389,165	144.008
2010	March	1,147,958	32.584	1,632,887	160.672
2010	February	854,677	24.481	1,463,380	138.491
2010	December	1,162,486	36	1,547,486	170
2010	November	1,067,756	29.261	1,546,016	165.839
2010	October	741,992	32.584	1,440,731	150.759
2010	January	677,331	21.394	1,327,852	131.416
2009	September	638,989	67.376	1,584,544	345.838
2009	August	625,728	67.079	1,473,178	307.501
2009	July	684,397	63.375	1,672,388	333.858
2009	June	617,205	65.02	1,627,202	349.205
2009	May	603,496	61.787	1,522,154	308.818
2009	April	671,975	88.044	1,510,158	325.31
2009	March	1,020,840	67.666	1,580,653	340.995
2009	February	615,759	57.356	1,495,483	293.62
2009	December	1,204,318	32.509	1,499,749	153.919
2009	November	878,570	24.964	1,450,870	139.764
2009	October	924,752	31.762	1,437,767	134.017
2009	January	579,306	56.537	1,443,186	299.909
2008	September	589,694	60.074	1,668,483	343.914
2008	August	471,987	47.181	1,415,025	301.202
2008	July	590,955	60.881	1,807,927	355.327
2008	June	530,664	70.587	1,838,331	348.195
2008	May	524,864	58.273	1,613,186	333.609
2008	April	487,789	59.058	1,491,442	368.08
2008	March	425,215	53.411	1,392,540	270.255
2008	February	491,319	53.033	1,430,353	284.516
2008	December	716,921	75.5	1,577,735	352.597
2008	November	695,691	51.725	1,396,344	297.456
2008	October	685,601	74.17	1,504,356	332.5
2008	January	487,512	59.723	1,432,205	315.345
2007	September	365,145	52.399	1,566,799	291.193
2007	August	417,857	54.599	1,470,889	296.331
2007	July	435,003	55.624	1,597,154	268.959
2007	December	414,118	42.613	1,094,433	238.821
2007	November	469,380	62.303	2,218,920	305.13
2007	October	447,200	54.741	1,523,853	295.953
2022	July	1,182,176	67.08	1,301,385	211.24
2022	June	1,313,180	74.48	1,421,854	219.18
2022	May	1,362,499	76.02	1,540,807	240.43
2022	April	1,173,900	66.88	1,127,655	191.53
2022	March	1,548,126	80.81	1,428,787	232.02
2022	February	1,238,252	63.84	1,292,018	198.73
2022	December	1,503,824	84.09	1,184,744	209.53
2022	November	1,301,980	74.76	1,307,256	220.76
2022	October	1,277,863	72.19	1,294,904	212.44
2022	January	1,018,275	55.74	1,257,510	199.76
2021	September	1,245,337	66.4	1,419,518	216.98
2021	August	1,280,302	66.73	1,538,947	230.03
2021	July	1,313,506	67.61	1,363,794	212.32
2021	June	1,316,887	66.78	1,407,619	211.65
2021	May	1,145,526	60.41	1,311,460	203.03
2021	April	1,300,321	60.98	1,226,154	204.74
2021	March	1,443,717	73.45	1,462,004	229.22
2021	February	1,062,438	55.62	1,301,611	195.95
2021	December	1,470,916	79.15	1,349,453	217.63
2021	November	1,284,122	70.61	1,423,871	223.99
2021	October	1,169,749	64.26	1,339,464	205.9
2021	January	901,378	48.62	1,237,743	189.03
2020	September	1,116,323	58.78948693	1,231,102	197.6130397
2020	August	1,096,016	57.3243654	1,178,799	186.9997431
2020	July	1,029,543	54.9227631	1,211,462	188.5322072
2020	June	1,195,818	61.25741912	1,153,318	181.4089752
2020	May	1,016,814	50.3656646	973,918	154.5564758
2020	April	967,668	48.42053366	948,148	156.1922044
2020	March	1,301,960	64.83928076	1,531,071	222.402101
2020	February	1,109,536	54.8179042	1,443,645	203.7157082
2020	December	1,405,379	75.7	1,383,401	221.17
2020	November	1,112,623	59.80867705	1,266,440	196.9394653
2020	October	1,118,492	60.11109922	1,246,663	197.4427281
2020	January	1,030,455	52.06467311	1,513,897	220.9351072
2019	September	1,250,167	56.28941597	1,545,594	215.1333423
2019	August	1,288,578	60.95224543	1,402,706	208.256457
2019	July	1,300,910	62.95985226	1,663,970	238.5589785
2019	June	1,098,662	53.98222464	1,403,607	197.6571579
2019	May	1,352,127	63.13642109	1,720,035	236.1950196
2019	April	1,156,346	59.46392054	1,470,568	218.28212
2019	March	1,247,145	61.861	1,556,037	217.197
2019	February	1,144,944	55.276	1,467,525	205.814
2019	December	1,348,757	68.30338119	1,417,811	215.0784719
2019	November	1,111,963	57.331527	1,430,646	207.1091144
2019	October	1,380,082	65.64733385	1,573,681	224.8614206
2019	January	951,533	50.218	1,549,593	222.296
2018	September	1,027,791	49.44291155	1,476,627	204.9060921
2018	August	1,198,613	57.753	1,513,996	219.688
2018	July	1,159,629	58.609	1,673,776	229.707
2018	June	1,034,513	51.247	1,437,526	197.297
2018	May	1,184,137	58.766	1,701,631	228.78
2018	April	1,172,828	57.328	1,497,551	211.732
2018	March	1,172,828	57.328	1,497,551	211.732
2018	February	1,043,824	49	1,464,606	204.926
2018	December	1,215,890	61.969	1,356,304	204.221
2018	November	1,092,039	56.487	1,476,710	217.64
2018	October	1,235,271	62.8	1,626,360	231.686
2018	January	952,690	48.617	1,597,260	227.776
2017	September	1,160,136	50.515	1,517,033	203.907
2017	August	1,113,166	49.458	1,379,832	195.668
2017	July	1,112,239	52.551	1,594,133	216.658
2017	June	1,064,113	48.931	1,577,350	211.007
2017	May	1,150,845	53.34	1,756,082	236.49
2017	April	905,641	45.941	1,375,417	196.815
2017	March	1,179,543	57.37	1,744,221	238.761
2017	February	968,542	45.61	1,559,379	212.328
2017	December	1,234,438	61.134	1,407,510	205.228
2017	November	1,087,210	50.672	1,461,989	207.475
2017	October	1,113,479	50.784	1,451,385	201.742
2017	January	852,652	41.597	1,513,516	210.948
2016	September	998,969	47.867	1,666,194	219.092
2016	August	1,078,897	50.815	1,695,518	229.642
2016	July	987,631	44.144	1,584,040	211.828
2016	June	951,750	45.201	1,637,677	217.504
2016	May	1,047,717	48.615	1,707,232	228.352
2016	April	920,754	45.294	1,534,540	219.123
2016	March	993,147	47.985	1,721,047	230.435
2016	February	966,742	44.741	1,689,143	220.108
2016	December	1,191,736	57.347	1,516,675	219.264
2016	November	1,004,021	49.305	1,638,765	228.523
2016	October	964,016	46.85	1,557,611	211.466
2016	January	706,236	35.675	1,460,489	199.51
2015	September	922,226	44	1,693,792	231
2015	August	909,072	42	1,529,608	211
2015	July	998,665	45.282	1,755,042	231.526
2015	June	976,943	43.309	1,723,297	229.402
2015	May	955,577	43.152	1,665,728	214.987
2015	April	894,941	42.817	1,561,584	214.869
2015	March	1,082,093	48.378	1,809,944	232.211
2015	February	851,308	39.257	1,637,450	208.915
2015	December	1,121,660	54	1,642,475	237
2015	November	817,972	40	1,531,692	211
2015	October	925,174	43	1,627,573	221
2015	January	792,881	37.974	1,528,103	203.112
2014	September	899,920	42.243	1,751,704	226.155
2014	August	869,948	41.163	1,559,282	202.308
2014	July	940,074	41.336	1,756,771	220.936
2014	June	799,764	37.878	1,615,496	202.054
2014	May	930,061	42.817	1,697,011	213.543
2014	April	820,749	39.067	1,554,181	205.35
2014	March	908,686	41.344	1,635,804	205.991
2014	February	852,518	37.494	1,599,534	195.917
2014	December	1,066,138	50.29	1,622,214	227.087
2014	November	819,015	38.766	1,503,520	200.512
2014	October	997,228	44.061	1,708,376	223.679
2014	January	772,253	36.325	1,602,193	204.33
2013	September	786,553	36.077	1,561,296	192.8
2013	August	834,053	38.101	1,484,851	184.986
2013	July	929,294	40.753	1,760,397	207.953
2013	June	754,447	32.916	1,471,958	175.141
2013	May	893,512	39.558	1,665,077	197.239
2013	April	818,315	36.116	1,519,275	191.323
2025	September	1,423,087	77.12	1,209,354	212.47
2025	August	1,432,847	74.87	997,316	190.09
2025	July	1,587,493	88.59	1,248,906	217.2
2025	June	1,478,613	81.63	1,107,534	192.38
2025	May	1,624,924	88.51	1,255,241	208.53
2025	April	1,626,691	88.69	1,110,823	207.18
2025	March	1,576,206	82.48	1,108,468	196.33
2025	February	1,530,235	79.79	1,140,779	194.95
2025	October	1,401,985	83.77	1,103,676	202.63
2025	January	1,525,627	78.95	1,159,198	204.82
2024	September	1,516,897	79.31	1,221,035	201.1
2024	August	1,557,499	80.19	1,092,138	194.94
2024	July	1,621,581	88.57	1,297,036	219.64
2024	June	1,363,518	72.73	1,100,991	182.25
2024	May	1,631,036	87.28	1,378,350	214.76
2024	April	1,609,458	84.68	1,204,476	219.09
2024	March	1,540,822	82	1,185,297	205.17
2024	February	1,630,660	81.39	1,245,818	214.1
2024	December	1,780,099	95.8	1,058,137	201.46
2024	November	1,507,261	81.52	1,030,588	192.48
2024	October	1,676,613	101.85	1,187,953	208.1
2024	January	1,433,411	74.93	1,251,144	227.92
2023	September	1,367,071	74.25	1,267,117	211.22
2023	August	1,538,851	81.44	1,244,079	221.12
2023	July	1,473,440	79.15	1,250,606	209.89
2023	June	1,425,619	82.53	1,279,577	206.85
2023	May	1,521,580	81.14	1,418,993	225.63
2023	April	1,317,584	67.01	1,118,944	185.6
2023	March	1,565,520	85.24	1,393,844	230.48
2023	February	1,161,105	68.25	1,304,939	212.48
2023	December	1,640,838	87.11	1,053,822	199.89
2023	November	1,530,345	79.95	1,128,833	209.12
2023	October	1,717,743	94.87	1,251,489	219.81
2023	January	1,110,886	66.94	1,149,277	207.93
2022	September	1,499,526	74.59	1,253,291	210.95
2022	August	1,404,843	73.74	1,276,490	207.72

91-Day T-Bill	7.7798 %	08/12/2025
Deposit Rate	7.63 %	September,2025
KESONIA	8.7478 %	02/04/2026
Savings Rate	3.77 %	September,2025
Lending Rate	15.07 %	September,2025
Inflation Rate	4.46 %	November,2025
REPO	9.25 %	15/10/2025
CBK Discount Window	9.75 %	09/12/2025

ACH: Cheques/EFTS

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